The Doctor's Fund

The bane of doctors working in the government sector is the frequent transfer from one city to another. A medical officer working at a government medical college hospital was serving uninterrupted for more than twenty years.

It was remarkable as the college was situated in the state capital. Many doctors wanted to get transferred there, even if at the cost of the doctor already serving there may get transferred to some other place to make space for them. It was all the more remarkable as medical officers are primarily posted in the village and rural hospitals, and the medical college posts are reserved for faculty members, such as assistant professors, associate professor, and professors.

A young doctor met the medical officer to know the secret of stability of his tenure at the medical college hospital.

The doctor replied, “This is all due to my ‘Kutta’ fund.” (Kutta means dog in Hindi, the official language of India. Dog, as you know is the man’s best friend and protector at time of need.)

The young doctor asked incredulously, “What do you mean by ‘Kutta’ fund and how that is helpful in preventing your transfer from this place?”

The Medical Officer replied, “Whatever I earn, before using it for any other purpose I put aside 10% of it in my ‘Kutta’ fund. Whenever there is a change in the government and the health ministry, I withdraw some money from my ‘Kutta’ fund and offer my humble offering to the new lords. If there is an order to transfer me to some other place, I use the money from my ‘Kutta’ fund to grease the wheels and get the transfer order canceled. I never feel bad about spending from the fund as I have kept it reserved only for such purpose.”

Building an emergency fund should be the top priority of any professional and not just a doctor. Financial planners advice to keep at least 6 months to 1 year expected expenditure as emergency funds in a readily accessible form, to tide over any unexpected setback in your earning. You may lose your job or may fall ill causing loss of your earning. You may also use the fund for upgrading your skill, such as attending special courses to increase your demand in the job marketplace if you lose your old job. Be disciplined in both saving the fixed percentage each month and not spending from the fund unless for its intended purpose.

 (Based on allegedly true incident)

— ND
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DISCLAIMER: This article is intended only for fun purpose. The author does not promote or recommend any behavior illustrated here or claim it to be useful. Use of the information herein is at you one's own risk. Before trying to emulate or follow anything the reader is well advised to take into account ethical, moral, legal and other considerations. The author recommends that Medical Practice should be of the highest ethical and moral level keeping in mind the interest of the patient as foremost. 

DISCLAIMER: This article is intended only for fun purpose. The author does not promote or recommend any behavior illustrated here or claim it to be useful. Use of the information herein is at you one's own risk. Before trying to emulate or follow anything the reader is well advised to take into account ethical, moral, legal and other considerations. The author recommends that Medical Education should be of the highest ethical and moral level keeping in mind the interest of the patient as foremost and according to MCI and other Board’s norm. 

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